https://ieeexplore.ieee.org/document/9148318
https://www.researchgate.net/publication/349728447_THE-FINANCIAL-PROBLEMS-AND-ACADEMIC-PERFORMANCE-AMONG-PUBLIC-UNIVERSITY-STUDENTS-IN-MALAYSIA
https://ieeexplore.ieee.org/document/9148318
https://www.researchgate.net/publication/349728447_THE-FINANCIAL-PROBLEMS-AND-ACADEMIC-PERFORMANCE-AMONG-PUBLIC-UNIVERSITY-STUDENTS-IN-MALAYSIA
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